Yes, you can close a bank locker. The process requires specific steps to ensure proper closure and return of the locker's contents.
Steps to Close a Bank Locker:
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Visit the Bank Branch: All individuals listed on the locker agreement must visit the bank branch where the locker is located.
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Submit a Written Request: A letter, signed by all locker holders, must be submitted to the bank requesting the closure of the locker. This letter serves as official authorization for the bank to proceed.
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Empty the Locker: Before surrendering the locker, ensure that all contents are removed.
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Return the Keys: Return all original keys provided by the bank for operating the locker.
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Sign Surrender Form: Complete and sign the bank's locker surrender form. Obtain a duplicate copy of the surrendered locker form as acknowledgment of your request.
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Verification and Closure: The bank will verify the contents and ensure the locker is empty. After verification, the locker will be officially closed.
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Refund of Security Deposit (if applicable): In most cases, the bank will refund any security deposit that was initially paid when the locker was opened, provided there are no outstanding dues.
Important Considerations:
- Joint Locker Holders: The presence and signatures of all joint locker holders are typically required for closure.
- Nominee: Having a nominee simplifies the process, especially in unforeseen circumstances. While not required for a standard closure by all holders, it's advisable.
- Outstanding Dues: Ensure all locker rent and other charges are paid up-to-date before requesting closure.
- Bank's Procedure: Each bank may have slight variations in their procedure. It is best to confirm the specific requirements with your bank branch.
