PTB in banking, particularly in retail banking statements, often stands for Personal Touch Banking.
More specifically, "PTB WD" on a bank statement typically indicates a Personal Touch Banking Withdrawal, meaning a withdrawal made at an ATM. This abbreviation is used to denote the type and location of the transaction for the account holder's reference.
Therefore, if you see "PTB WD" followed by an amount on your bank statement, it signifies that you withdrew that amount from an ATM.
