What is an Account Number?

An account number is a unique identifier assigned to you by a financial institution (like a bank or credit union) to distinguish your specific account from all others they manage.

In simpler terms, it's like a serial number for your bank account. This number is crucial for various transactions, including:

• Direct deposits: Your employer needs it to deposit your paycheck.
• Automatic payments: Utility companies, loan providers, and other services use it to withdraw funds automatically.
• Wire transfers: Sending or receiving money electronically.
• Check processing: Identifying the account associated with a check.

Where to Find Your Account Number

Your account number can usually be found in several places:

• Checks: Typically printed on the bottom of your checks, between the routing number and the check number. It is often the second set of numbers on the bottom of your check.
• Online banking: Log in to your bank's website or mobile app and look for your account details.
• Bank statements: Your account number is usually printed on your monthly statements.
• Contacting your bank: If you can't find it, you can call your bank or visit a branch to request it.

Example

Let's say the bottom of your check looks like this:

123456789 9876543210 1001

• 123456789 is the bank routing number.
• 9876543210 is your account number.
• 1001 is the check number.

Why Account Numbers are Important

• Accurate Transactions: Ensures funds are deposited into or withdrawn from the correct account.
• Security: Helps prevent errors and fraud.
• Identification: Uniquely identifies your account within the bank's system.