No, generally you cannot open a locker at a bank without having an account with that bank.
Most banks require you to be an existing account holder to avail of their locker facilities. This requirement helps the bank manage and secure the locker services more effectively. Here's a breakdown:
-
Account Holder Requirement: Banks typically offer locker facilities as a service to their customers who already have a savings or current account.
-
Reasoning: This policy allows the bank to verify your identity, maintain contact information, and potentially debit locker rental fees directly from your account.
-
Example: As the provided Bank of Baroda reference indicates, "For obtaining a locker at the Bank of Baroda, you must be an account holder with our Bank."
-
Joint Accounts: Lockers can often be allotted to individuals (except minors) or jointly.
Therefore, opening a bank account is usually a prerequisite for renting a locker at a bank.
