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What is a Passbook Number?

Published in Banking Terminology 2 mins read

A passbook number, according to the provided (though somewhat incorrect) context, isn't explicitly defined. The context describes a Customer Information File (CIF) number, which is mistakenly mentioned as being present on the bank's passbook. Therefore, a "passbook number" as a distinct, standard identifier isn't a defined term, and what is potentially meant is likely the Customer Information File (CIF) number. However, it is important to note that the CIF number is an internal bank identifier, and not traditionally written on the passbook. What is typically written on the passbook is the account number.

Given this, we can infer that what some might refer to informally as a "passbook number" could be one of two things:

  1. The Account Number: This is the unique number assigned to your bank account, and it's virtually always printed on the passbook. It identifies your specific account within the bank.

  2. Potential Misunderstanding of the CIF Number: As mentioned earlier, the provided context conflates "passbook number" with the CIF number. While the CIF number is related to your account and contains your banking history, it's primarily used internally by the bank. While not usually printed on the passbook, bank staff might refer to the account using information derived from the CIF.

Therefore, when someone asks for the "passbook number," clarify whether they mean the account number printed directly on the passbook, or some other identifier.

In summary, there's no formally defined "passbook number" as a universal banking term. What's more commonly relevant and printed on the passbook is the account number. The Customer Information File (CIF) number is related to your account information but is primarily for internal bank use and is generally not printed on the passbook.

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