What is my NCD?
While I cannot provide your specific No-Claim Discount (NCD) level as it is personal to your insurance policy, I can explain what an NCD is based on the information provided.
Based on the reference information:
A no-claim discount (NCD) is a valuable component of your car insurance. It is defined as:
- a discount on your Comprehensive Car Insurance premium that increases each year you don't make an at-fault claim.
This means that the longer you drive without making a claim where you are considered responsible (at-fault), the larger this discount becomes. It's a way for insurance providers to reward safe driving.
The reference also notes that the NCD is sometimes referred to using other terms:
- No-claim bonus
- No-claims entitlement
In essence, the more consecutive years you are insured and remain claim-free, the bigger the discount applied to your insurance premium.
To find out your specific NCD, you would need to refer to your current car insurance policy documents or contact your insurance provider directly.
