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How does tap tap work?

Published in NFC Payments 2 mins read

Tap tap payments, specifically referring to NowNow TapTap payments as described in the reference, leverage NFC (Near Field Communication) technology to facilitate secure transactions.

How Tap Tap Payments Utilize NFC

NowNow TapTap payments work with NFC technology-enabled phones and tablets. This means that for the tap function to work, both your device (if you are using a phone as the payment method) and the payment terminal (like a POS machine or another phone acting as a terminal) must be equipped with NFC capabilities.

The underlying process relies on NFC technology to enable communication between the two devices when they are brought close together. This technology helps them communicate by encrypting data through radio waves. The encrypted data, which includes your payment information, is transmitted wirelessly over a very short distance. This secure communication continues until the payment is successfully processed.

Where Tap Tap Payments Can Be Used

Based on the information provided, you can use your card to tap to pay in specific scenarios:

  • On a mobile phone: If the phone is acting as a terminal or has an integrated wallet system that supports receiving tap payments.
  • On a POS machine: Traditional point-of-sale terminals equipped with NFC readers.
  • With MyBiz wallet: The reference mentions using your card to tap to pay via a mobile phone or POS machine when utilizing the MyBiz wallet.

In essence, the "tap tap" action initiates a secure, short-range wireless data exchange powered by NFC, allowing payment information to be transferred from your card or device to the payment receiver.

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