Yes, water reflection generally appears as an inverted (upside-down) image of the scene it reflects.
When light from an object hits the surface of water, it's reflected back. This reflection creates a virtual image that appears to be behind the water surface. This virtual image is a mirror image, meaning it's flipped vertically (inverted). This is why a tall tree reflected in the water will appear to have its top pointing downwards.
Think of it like holding a mirror up to a scene. The mirror shows a reflection where up and down are reversed, but left and right are not (unless you look at writing). The same principle applies to water reflections, although the water surface must be relatively calm to produce a clear image. Ripples and waves distort the reflection, making the inversion less obvious.
In summary, water reflection presents a mostly inverted (upside-down) view of the objects being reflected.