To withdraw money with a QR code, you typically use a mobile payment app like Google Pay at a compatible ATM by scanning a QR code displayed on the machine's screen.
Withdrawing cash using a QR code offers a card-less way to access funds from ATMs, enhancing convenience and security. This method integrates your mobile payment application directly with the ATM.
Steps for QR Code Cash Withdrawal
The process is straightforward and usually involves a few key steps using your mobile device and the ATM:
- Initiate Withdrawal: Find an ATM that supports QR code withdrawals. Select the QR cash withdrawal option on the ATM screen. A dynamic QR code will be generated.
- Open Your App: On your mobile device, open Google Pay app (or the supported payment app).
- Scan the QR Code: Use the scanning feature within the app to Scan the QR code on the ATM screen.
- Verify Details: The app will read the QR code. Amount and payee details are pre-filled based on the ATM's request.
- Select Account: On the payflow screen within your app, you can find all the eligible bank accounts linked to your payment profile from which you can withdraw cash. Select the desired account.
- Authorize Transaction: Confirm the transaction details on your phone and authorize the withdrawal, often using your app PIN, fingerprint, or facial recognition.
- Receive Cash: The ATM will dispense the requested amount once the transaction is authorized and completed successfully.
Summary Table: QR Withdrawal Process
| Step | Action | Device |
|---|---|---|
| 1. Initiate | Select QR Withdrawal on ATM | ATM |
| 2. Open App | Open Google Pay app | Mobile |
| 3. Scan | Scan the QR code on the ATM screen | Mobile/ATM |
| 4. Verify Details | App shows pre-filled amount/payee | Mobile |
| 5. Select Account | Choose eligible bank account | Mobile |
| 6. Authorize | Confirm and approve transaction | Mobile |
| 7. Receive Cash | ATM dispenses cash | ATM |
Benefits of Using QR Code for Cash Withdrawal
- Card-less Convenience: No need to carry or insert your physical debit card.
- Enhanced Security: Reduces the risk of card skimming or theft as your card details are not exposed at the ATM.
- Speed: The process can be quicker once you are familiar with the steps.
- Pre-filled Information: As mentioned in the reference, amount and payee details are pre-filled, simplifying the transaction confirmation.
This method provides a modern and secure alternative to traditional ATM withdrawals, leveraging the power of mobile technology and QR codes.
