The hardest area for women to lose fat is often the upper arms and thighs. While the belly is also a stubborn area, it's generally more challenging for men. Other difficult areas include the lower abdominals, hips, and even the booty. This is due to several factors, including hormonal influences and a higher density of fat cells in these regions.
Remember that targeted fat loss isn't possible. You can't lose fat from a specific area just by exercising that muscle group. Overall fat loss is achieved through a combination of diet and exercise. If you are struggling with stubborn fat, you might consider consulting with a doctor or a certified trainer for personalized advice.