Setting up "Apple tap," which is officially known as Tap to Pay on iPhone, allows you to accept contactless payments directly on your iPhone without needing extra hardware. While the full initial setup process depends on the specific payment application you use (like Square, Stripe, or others), the process for accepting a payment once it's configured within your chosen app follows a clear flow.
Here’s how you typically use Tap to Pay on iPhone to complete a transaction, incorporating details from the provided reference:
Accepting a Payment with Tap to Pay on iPhone
Once you have Tap to Pay on iPhone enabled within your preferred payment processing app, accepting a payment is straightforward. The steps involve preparing your iPhone to receive the customer's tap.
- Select Tap to Pay on iPhone: Within the payment application on your iPhone, when you are ready to accept payment for a transaction, you will select tap to pay on iPhone as the payment method. This tells the app and your iPhone to prepare for a contactless payment.
- Customer Taps Their Card or Device: After selecting the option, hold your iPhone near the customer. Then your customer just Taps their card (or their contactless device like an iPhone or Apple Watch with a digital wallet) near the top of your iPhone, specifically over the contactless symbol.
- Transaction Complete: Once the tap is successful and authorized, the payment is processed, and the transaction complete. Your payment app will confirm the successful payment.
Security and Reliability
Using Tap to Pay on iPhone is designed with security in mind. As highlighted in the reference, you can rest assured it's the same security as any payment made with square (or other compatible payment processors). This means that sensitive payment information is protected, similar to using a traditional payment terminal.
Initial Setup Considerations
While the steps above detail how to use the feature for a transaction, the initial setup to enable Tap to Pay on iPhone involves:
- Having a compatible iPhone (iPhone XS or later).
- Having a business account with a supported payment processor that offers Tap to Pay on iPhone (like Square, Stripe, and many others).
- Enabling or activating the Tap to Pay feature within your chosen payment processor's app settings.
The exact steps for this initial activation vary depending on the payment service provider. Consult your payment app's specific instructions for the detailed setup process to get started.
